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Harbour
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Reliable. Creative. Flexible.
Choose a lender who thinks outside the box and delivers required results.


First Mortgage Loans


Income Producing Properties

Harbour's flexible lending and creative financing capabilities provide clients with first mortgage loans on a wide range of income producing properties. Harbour offers customized financing solutions for special requirements that may include:

  • High loan to value
  • Non or limited recourse needs
  • Asset class not serviced by institutional lenders
  • Borrower's covenant does not meet bank requirements

Loan Parameters


  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 5 years
  • LTV: up to 85%
  • Locations: Urban areas across Canada

Construction Financing

Harbour construction loans are available for both developers and re-development projects. Harbour facilitates construction financing where:

  • Higher ratio loans are required
  • Institutional level of pre-sales or pre-leasing is not achieved
  • Borrower's covenant does not meet bank requirements

Loan Parameters
  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTC: up to 85%
  • Locations: Urban areas across Canada

Bridge Loans

Harbour provides bridge loans for:

  • Short term needs
  • Condominium and serviced lot inventory loans
  • Properties that have achieved stabilized income or are in the process of repositioning
  • A future sale or refinance
  • Asset class not serviced by institutional lenders

Loan Parameters

  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTV: up to 85%
  • Locations: Urban areas across Canada

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