Reliable. Creative. Flexible.
Choose a lender who thinks outside the box and delivers required results.

First Mortgage Loans

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Income Producing Properties

Harbour's flexible lending and creative financing capabilities provide clients with first mortgage loans on a wide range of income producing properties. Harbour offers customized financing solutions for special requirements that may include:

• High loan to value
• Non or limited recourse needs
• Asset class not serviced by institutional lenders
• Borrower's covenant does not meet bank requirements

Loan Parameters

• Loan Amount: $500,000 to $25,000,000
  
• Loan Terms: 1 to 5 years
  
• LTV: up to 85%
  
• Locations: Urban areas across Canada
  

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Construction Financing

Harbour construction loans are available for both developers and re-development projects. Harbour facilitates construction financing where:

• Higher ratio loans are required
• Institutional level of pre-sales or pre-leasing is not achieved
• Borrower's covenant does not meet bank requirements

Loan Parameters

• Loan Amount: $500,000 to $25,000,000
  
• Loan Terms: 1 to 2 years
  
• LTC: up to 85%
  
• Locations: Urban areas across Canada
  

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Bridge Loans

Harbour provides bridge loans for:

• Short term needs
• Condominium and serviced lot inventory loans
• Properties that have achieved stabilized income or are in the process of repositioning
• A future sale or refinance
• Asset class not serviced by institutional lenders

Loan Parameters

• Loan Amount: $500,000 to $25,000,000
  
• Loan Terms: 1 to 2 years
  
• LTV: up to 85%
  
• Locations: Urban areas across Canada