Customized Construction Financing Solutions For Builders and Developers


Loan Financing Includes:

  • High Ratio Construction Loans up to 90% LTC
  • Land Loans up to 75% LTV
  • Mezzanine Financing up to 90% LTC
  • Inventory Loans up to 80% LTV

Construction Loans

  • ​Customized financing solutions for ground up value add and re-development projects located within an infill site or a subdivision
  • Asset class includes: Low Rise , Mid Rise, High Rise Single family Projects,  Multi-Family Apartments, industrial and retail
  • Minimal level of pre-sales or pre-leasing 
  • Speculative Build​​

​Loan Parameters

  • Loan Amount: up to $75,000,000
  • Loan Terms: 1 to 3 years
  • LTC:  up to 90%​
  • ​Locations: Urban areas across Canada

Land Loans

  • Land Loans on Zoned Land, Serviced Lots and Land going through the entitlement process
  • Ultimate conversion into Project/Construction Financing

Loan Parameters
  • Loan Amount: up to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTV: up to 75%
  • Locations: Urban areas across Canada

Mezzanine Financing

  • Harbour provides Mezzanine Financing where Additional Equity is required
  • Project Cost Over-Runs

Loan Parameters
  • Loan Amount: up to $500,000 and up
  • Loan Terms: 1 to 3 years
  • LTC: up to 90% 
  • ​Locations: Urban areas across Canada

Inventory Financing

  • Harbour provides Inventory Loans on completed high rise condominiums and low rise single-family developments where construction financing is repaid.

Loan Parameters

  • Loan Amount: up to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTV: up to 80% 
  • ​Locations: Urban areas across Canada